Last Updated: September 29, 2025
Important Notice
The information provided by Free Currency Tools (“we,” “us,” or “our”) on freecurrencytool.com is for general informational and educational purposes only. All information on the site is provided in good faith; however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the site.
No Financial Advice
UNDER NO CIRCUMSTANCE SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF THE SITE OR RELIANCE ON ANY INFORMATION PROVIDED ON THE SITE. YOUR USE OF THE SITE AND YOUR RELIANCE ON ANY INFORMATION ON THE SITE IS SOLELY AT YOUR OWN RISK.
Not Professional Advice
The calculators, tools, and content on this website do not constitute financial, investment, tax, legal, or professional advice of any kind. We are not financial advisors, investment advisors, accountants, attorneys, or licensed professionals. The information and tools provided are for informational purposes only.
No Professional Relationship
Your use of our website does not create any professional-client relationship between you and Free Currency Tools or any of its operators, employees, or affiliates. We are not acting as your advisor in any capacity.
Consult Professionals
Before making any financial, investment, tax, or legal decisions, you should consult with qualified professionals such as licensed financial advisors, certified public accountants (CPAs), tax professionals, attorneys, investment advisors, mortgage brokers or lenders, and other appropriate licensed professionals. These professionals can provide personalized advice based on your specific circumstances, goals, and needs.
Calculator Accuracy
Estimates Only
All calculators and tools on our website provide estimates based on the information and parameters you input. These estimates are for illustrative purposes only and should not be considered exact or guaranteed results.
Actual financial outcomes may differ significantly from calculator results due to factors including but not limited to changes in interest rates, market conditions, tax law changes, fees and charges not accounted for in calculations, individual circumstances, rounding and calculation methods, exchange rate fluctuations, and regulatory changes.
No Guarantee of Accuracy
While we make reasonable efforts to ensure our calculators use accurate formulas and current data, we do not warrant or guarantee the accuracy, completeness, or usefulness of any calculations or information provided.
Financial formulas, interest rates, exchange rates, tax rates, and other data used in our calculators may become outdated. We update our tools periodically but cannot guarantee all information is current at the time of your use.
Verify Results
You should always verify important calculations with official lenders or financial institutions, professional financial advisors, current rate sheets and official documents, and multiple sources and methods. Never rely solely on our calculator results for significant financial decisions.
Exchange Rates and Currency Information
Currency exchange rates displayed on our website are provided by third-party data sources and are for informational purposes only. These rates may not reflect real-time market rates, are not quotes or offers to exchange currency, may differ from rates offered by banks, currency exchanges, or other financial institutions, and do not include market spreads, fees, or commissions charged by actual currency exchange providers.
For actual currency exchange transactions, contact licensed currency exchange providers, banks, or financial institutions for current rates and terms.
External Links
Our website may contain links to third-party websites, products, or services that are not owned or controlled by Free Currency Tools. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.
We do not warrant the offerings of any of these entities, individuals, or their websites. Your use of third-party websites is at your own risk and subject to the terms and conditions of those websites.
Affiliate Relationships
Some links on our website are affiliate links. This means we may earn a commission if you click on the link and make a purchase or sign up for a service. This comes at no additional cost to you. These affiliate relationships do not influence our editorial content or the functionality of our calculators.
No Warranties
TO THE FULLEST EXTENT PERMITTED BY LAW, FREE CURRENCY TOOLS DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy or completeness of content, uninterrupted or error-free service, and freedom from viruses or harmful components.
Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL FREE CURRENCY TOOLS, ITS OPERATORS, EMPLOYEES, OR AFFILIATES BE LIABLE FOR ANY direct, indirect, incidental, special, consequential, or punitive damages, loss of profits, revenue, data, or business opportunities, financial losses resulting from reliance on our calculators or information, or damages arising from errors, inaccuracies, or omissions in our content, or damages arising from any other use of our website.
THIS APPLIES EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
Changes to Calculations and Content
We reserve the right to modify, update, or discontinue any calculator, tool, or content on our website at any time without notice. We may change calculation methods, formulas, data sources, or features as needed to maintain accuracy and relevance.
Tax Information Disclaimer
Any tax-related information on our website is general in nature and should not be considered tax advice. Tax laws are complex and change frequently. Individual tax situations vary significantly.
For tax advice specific to your situation, consult a qualified tax professional or CPA. We are not responsible for any tax consequences resulting from your use of our calculators or reliance on information provided on our website.
Investment Disclaimer
Our website may provide information about investment concepts, strategies, or calculations. This information is educational only and not investment advice. Past performance does not guarantee future results. All investments carry risk, including potential loss of principal. Before making investment decisions, consult with a licensed investment advisor who can evaluate your specific circumstances, risk tolerance, and financial goals.
User Responsibility
By using our website and calculators, you acknowledge and agree that you are solely responsible for your financial decisions, you understand the limitations and disclaimers stated here, you will not hold Free Currency Tools liable for any outcomes, you will consult appropriate professionals before making important financial decisions, and you will independently verify any information before relying on it.
Geographic Limitations
Our content may not be applicable in all jurisdictions. Financial regulations, tax laws, and practices vary by country, state, and locality. Information provided may be based on U.S. standards and may not apply to your location. Ensure you understand the laws and regulations that apply in your jurisdiction before making financial decisions.
Updates to This Disclaimer
We may update this disclaimer from time to time. Changes will be posted on this page with an updated “Last Updated” date. Your continued use of our website after changes constitutes acceptance of the revised disclaimer.
Contact Us
If you have questions about this disclaimer, please contact us at:
Email: freecurrencytool@gmail.com
Alternative: contact@productlobbyllc.com
By using Free Currency Tools, you acknowledge that you have read, understood, and agree to this disclaimer.