🎓 Student Loan Calculator Pro
Master your education debt with smart repayment strategies. Calculate payments, compare plans, and find the fastest path to debt freedom.
Student Loan Details
Common Student Loan Scenarios
Undergraduate Debt
$30K @ 4.5%
Graduate School
$60K @ 6.0%
Professional Degree
$100K @ 7.0%
Community College
$15K @ 3.5%
Your Education Investment
Monthly Payment
$489
Total Interest
$13,668
Payoff Time
10 years
📚 Education ROI Insight
Your loan payment is 11.7% of expected salary - a manageable debt-to-income ratio for education investment.
Payment Strategies
Standard (10yr):
$489/month
Extended (20yr):
$315/month
With Extra $100:
$589/month
Interest Savings:
$2,847
Lower your rate and save thousands
💰 Student Loan Forgiveness
Explore forgiveness programs and income-driven repayment options
Multiple Scenarios
Compare standard, extended, and accelerated repayment plans
Smart Strategies
Discover how extra payments dramatically reduce interest
ROI Analysis
Understand your education investment and debt-to-income ratios
Forgiveness Options
Learn about PSLF and income-driven repayment programs
📈 Income-Driven Repayment
Lower payments based on your income and family size
💼 Career-Focused Financial Planning
Align your loan strategy with career and salary goals